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Personal Umbrella (RLI)


Personal Umbrella (RLI)

NOTE: RLI has a new Portal and access to the old Portal is no longer functional.  If you have not registered for the new Portal, request an invitation for access to the new portal.

RLIs stand-alone Personal Umbrella Policy (PUP) can provide up to $5 million worth of coverage above and beyond the insureds underlying homeowners and automobile policies, which makes it a perfect solution for hard to place personal lines accounts.

  • No minimum volume requirements
  • No access fees
  • Self-underwriting application
  • Direct bill to the insured at renewal
  • Big I CT members earn 10% commission on new and renewal business
  • Does not require or desire underlying policies
  • New and renewal business can now be paid with a credit card
  • RLI is admitted and A.M. Best "A+" rated

If you are not currently appointed to write with RLI in Connecticut, please complete the Agency Contract and submit to Rose Mullaly.  Out-of-state agencies are required to also submit a copy of their Connecticut Non-Resident insurance license and a certificate of insurance for E&O coverage listing IAS, Inc. as a certificate holder. 

For applications not using eSignature, credit card or ACH transfer, the original signed application and check (payable to "IAS") must be mailed to:

Attention:  Rose Mullaly
Independent Agents Services, PO Box 183, Middletown, CT 06457

 PLEASE NOTE: Applications cannot be sent directly to RLI. Policies are agency billed for the first year only.