Skip Ribbon Commands
Skip to main content

Personal Umbrella (RLI)


Personal Umbrella (RLI)

NOTE: If you have not registered for the new Portal, request an invitation for access to the new portal by emailing Rose at

RLI's stand-alone Personal Umbrella Policy (PUP) can provide up to $5 million worth of coverage above and beyond the insured's underlying homeowners and automobile policies, which makes it a perfect solution for hard to place personal lines accounts.

  • No minimum volume requirements
  • No access fees
  • Self-underwriting application
  • Direct bill to the insured at renewal
  • Big I CT members earn 10% commission on new and renewal business
  • Does not require or desire underlying policies
  • New and renewal business can now be paid with a credit card
  • RLI is admitted and A.M. Best "A+" rated

If you are not currently appointed to write with RLI in Connecticut, please complete the Agency Contract and submit to Rose Mullaly at Out-of-state agencies are required to also submit a copy of their Connecticut Non-Resident insurance license and a certificate of insurance for E&O coverage listing IAS, Inc. as a certificate holder. 

For applications not using eSignature, credit card or ACH transfer, the original signed application and check (payable to "IAS") must be mailed to:

Attention:  Rose Mullaly
Independent Agents Services, PO Box 183, Middletown, CT 06457

 PLEASE NOTE: Applications cannot be sent directly to RLI. Policies are agency billed for the first year only.