Our friends at Connecticut Business & Industry Association need help fighting proposed changes to workers' compensation. They recently published the call to action below. Let's do our part to help!
Your action is needed now.
Key state lawmakers are planning to change the workers' compensation system to create a presumption that virtually any worker who had to work outside the home during the pandemic and contracted COVID-19 did so while at work.
What does that mean for your business?
Even if you took every precaution to keep your employees safe, and even if an employee likely contracted the virus elsewhere, the burden will be on you to prove the employee DID NOT contract the virus at your workplace. This could mean a significant increase in your workers' compensation costs.
Why is this a dangerous idea?
- It will increase your insurance costs for at least three years due to paying claims for workers who contracted the virus—including those that may have ignored social distancing measures off the clock or ignored travel restrictions. An analysis by the independent National Council on Compensation Insurance shows that if left open-ended, your workers' compensation costs could rise as much as 238%.
- This change is unnecessary as frontline healthcare workers and first responders—those most likely to contract the virus in the line of duty—are already covered by the workers' compensation system.
- It ignores the fact that emergency federal benefit programs were put in place to provide replacement wages for workers who contracted COVID-19.
- We have not been given any examples of people who should have received benefits but were denied after filing a claim with the Workers' Compensation Commission.
The New York state legislature abandoned a similar proposal because it was projected to cost employers in the state $31 billion.
Connecticut employers implemented broad safety measures and incurred significant expenses to ensure the safety of their employees and customers—additional cost burdens will only weaken the state's economic recovery.Act now!
Tell your state lawmakers to oppose any costly workers' compensation presumption that applies to all “essential businesses."