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Technical Answers

Technical Answer Center
Big I Connecticut provides technical assistance to its members through our vast library of documents, including Connecticut's insurance statutes, regulations and laws. If you have a technical question, please feel free to contact us at (860) 563-1950. You can also visit the Independent Insurance Agents and Brokers of America (IIABA)'s "Virtual University" where you'll find articles which deal with numerous insurance issues and answer some of the trickier questions. Virtual University An extensive library of articles that includes coverage analysis and technical answers. Agents Council for Technology The leading tech experts provide blueprints on issues and emerging trends to help your agency. Contract Reviews The Big I Office of General Counsel (OGC) reviews agency-company agreements. See the reviews We also have webinars and handouts geared towards helping you better understand current issues and events: What a Carrier Must Do If It Pulls Out of a Market WATCH: GearUp! What You Need To Know About Paid Leave (12/14/2021)	Talk to Our Insurance Guru for Help With Your Technical Questions. We know you have questions about tricky insurance coverages, ACORD forms, and the new Data Security Law. It's hard work running an agency and staying on top of the ever-changing rules and regulations. Timothy Dodge, AU, ARM, CPCU AVP of Research & Information tdodge@bigict.org 860-563-1950 EXT: 229
Below are links to websites, Connecticut Statutes and Insurance Department Bulletins regarding issues on which we frequently receive questions. If you need to search for a Connecticut Statute, you can use either the Connecticut General Assembly's website or the Connecticut Department of Insurance website. If you have a question that is not answered here, please contact our office at 860-563-1950 and we will assist you. Allowable Service Fees Service Fees to Be Charged by Insurance Producers and Surplus Lines Brokers Applying For or Renewing a Connecticut Producer License National Insurance Producer Registry Binders Binders for temporary insurance. Written binder as evidence of insurance on mortgaged property. (Sec. 38a-309) Certificates of Insurance Connecticut Insurance Code Sect. 38a-322a - Certificate of insurance standards Use of Certificates of Insurance (CID Bulletin S-14) FAQ: Certificate holder requests for special wording Changing a Producers License if Moving Into or Out of Connecticut Changing Resident State Individual and Business Entity Producers ONLY Commercial and Personal Risk Policies and Renewal Premium Increase Notices Cancellation and Non-Renewal of Personal and Commercial Insurance Policies Renewal Premium Billing Requirements for Personal and Commercial Insurance Policies (CID Bulletin PC-66) Notice of nonrenewal and premium billing for personal and commercial risk policies. Applicable to surplus lines insurers. Good faith effort as market conduct examination criterion. (Sec. 38a-323) Flood Insurance - The Biggert-Waters Flood Insurance Reform Act of 2012 Flood Insurance Reform Act of 2012 Mortgage Lenders - Insurance Requirements Mortgage insurance requirements limited. (Sec. 36-757) Rebating Premium rebate or other special favor. (Sec. 38a-825) Surplus Lines Taxes and Affidavits Question - With the Oct. 1, 2023 change in the law, do agents still need to obtain 3 declinations from standard markets? New Procedures for Filing Surplus Lines Taxes and Affidavits (CID Bulletin SL-4) Surplus Lines Statement SL-8 Form & Instructions Teenage Driving Laws Teen Driving Laws for 16 and 17 Year Olds Termination of Agents Appointment and Producers Appointment and Contract Company to furnish facts relative to termination of agents appointment. False statement sole grounds for cause of action by agent. (Sec. 38a-708) Termination of producers appointment and contract. (Sec. 38a-709) Insurers prohibited from cancelling or amending contract of independent producer solely because of adverse underwriting experience. (Sec. 38a-710)

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